Check / RDC

Checks are one of the oldest forms of payment and have been used for centuries, but while checks have not changed drastically in appearance, the method by which they move and clear have changed significantly. With the passing of the Check Clearing Act for the 21st Century (Check 21), paper checks no longer need to be physically transported from point A to B in order to clear and settle. Instead, check images can be delivered electronically.

Legal Framework & Regulatory Links:

The following check resources were cited for National Check Professional (NCP) exam prep:

Check Education, Audits and Resources:

Remote Deposit Capture (RDC)
RDC allows users to scan checks and transmit check images to their financial institution for posting and clearing. This digital deposit is transmitted over an encrypted internet connection. RDC Resources: